Your Finances

Understanding Your Credit Report

Understanding Your Debt Load

Understanding Credit Costs

What Your Credit Score Means

Working with Creditors

About Those Interest-Free Offers

Paying Off Debts with the Snowball Strategy

The Avalanche Debt Repayment Method

Using a Personal Line of Credit

The Fair Credit Reporting Act

How Loan Amortization Works

Secured vs. Unsecured Loans

Should You Transfer Account Balances?

Calculating Annual Percentage Rates

Living a ‘Credit-Free’ Life

Consumer Reporting Agencies

Add to Your Monthly Payment and Save Money

The Fair Debt Collection Practices Act

Consolidating Your Debt

Good Debt, Bad Debt

Refinancing an Auto Loan

Boosting Your FICO Score

After You’ve Paid Off Your Credit Cards

Meet a Debt Payoff Goal

Compare Two Vehicle Loans

Are Credit Card Balance Transfers Worth It?

Increase Your Monthly Payment

Use a Lump Sum to Pay Down Debt

Low Rate or Cash Back?

Make Bi-Weekly Payments

Save or Pay Off Debt?

How Long Will it Take to Pay Off a Credit Card?

Compare Vehicle Loans by Term

Calculate a Vehicle Payment

Avoiding the Minimum Payment Trap

Can Credit Counseling Help?

Taking a ‘Staycation’

Comparing Products Online

Buying or Leasing a Vehicle

The Best Time to Buy

Gas Mileage Savings with a Fuel Efficient Vehicle

Making a Major Purchase

Tracking what You Spend

How Overspending Can Derail a Budget

Extended Warranties & Service Contracts

The Pros and Cons of Retail Credit

Understanding Car Leases

Purchase or Lease a Vehicle

Vehicle Affordability by Loan Term

Curing Bad Overspending Habits

Debt Payoff Strategies

Grocery Shopping Tips for Singles

Protect Yourself from Predatory Lenders

Smart Purchases to Make on Credit

Building a Credit Reputation

Use a Side Hustle to Pay Off Debt

Your Annual Credit Report Review

Maximizing Credit Card Rewards

Choosing a Credit Card

Good Reasons to Borrow Money

Accelerating Repayment on a Loan

Alternatives to Pay Day Lenders

Evaluating Credit Card Reward Programs

Vehicle Financing Options

The Pros and Cons of Loan Protection Insurance

Prioritizing How You Repay Debt

Are Credit Repair Services Worth It?

Working Through Credit Issues with a Spouse

Disputing a Credit Card Transaction

The Ins and Outs of Credit Scores

What Is a Credit Reference?

Making Only Minimum Payments

Understanding Credit Card Interest

How Credit Card Utilization Impacts Your Credit Score

How Many Credit Cards Should You Have?

Lower Your Credit Card Rate

Why Your Credit Utilization Ratio Matters