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Line of Credit

Secure a line of credit for when you need it most! Our Business Lines of Credit can help you acquire the working capital your business needs.

  • Secured options available
  • Variable-rate options available

Much like a credit card, a business line of credit can come in handy for purchases and growth needs. It’s there when you need it, just like us.

It’s a source of capital for any and all working capital needs that your company may come across — and the options are vast. It can be used for growth. It can be used to fund gaps between the expenses incurred for creating a service or product and the income collected for it. Lines of credit help support inventory purchases, the bloodline for manufacturing companies. When adding personnel to your team, your credit line is there.

Our business lending experts can provide guidance in determining whether a working capital line of credit is a good fit for your growing company, or if it is best served as a rainy day fund. You still need to make payroll and cover the expenses until you can make the money back from another client, and a line of credit offers you this peace of mind. Helpful links from our Learning Center: 

Business Line of Credit

Getting a Business Loan

Managing Your Small Business

Real Estate Loan

Make your real estate dreams a reality! We offer several real estate loan options, from construction to acquisition.

  • Commercial real estate loans available
  • Owner-occupied real estate loans available 
  • Fixed- and variable-rate options available

As a community bank committed to strengthening the local business economy, we put our expertise to work to help you choose from a wide range of commercial real estate loan products designed to fit your investment criteria. 

Financing for purchases and refinances is available for office, apartments, retail, industrial, warehouse, self-storage and mobile home property types.

Commercial Real Estate Loan Products

  • Acquisition and Development (A&D) Loans: Financing for residential and commercial subdivisions, condo projects and office parks
  • Acquisition Loans: Financing for the acquisition of commercial property
  • Construction Loans: Financing for hard and soft construction costs
  • Permanent and Mini-Perm Loans: Financing for existing properties and the stabilization of construction projects
  • Bridge Loans: Financing to cover timing gaps between your sources of capital
  • Lines of Credit: Revolving lines of credit secured by commercial real estate


Our Owner-Occupied Real Estate Loans help businesses like yours finance the office, warehouse or commercial space you need to empower business growth. Terms up to 10 years in length are available, with varying amortizations based on the property type, and fixed or variable interest rate options.

Designed for Business Growth

Your business has needs, and we’re here to help you meet them.

Business Lending When You Need a Hand

We are unwavering in our commitment to helping community businesses flourish. When it’s time to grow, we’re here to help.

You’re Not Alone

Saving can feel overwhelming, but we’re here to help you! You can always schedule an appointment to meet with a banker.

Business Knowledge Hub

Get financial insights, education and business lending advice to help your business grow.

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