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*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
Start saving! Whatever your goals, we offer competitive rates to get you there.
As of 11/5/2025
| Product | APY | Interest Rate | Minimum Balance | Open Account |
|---|---|---|---|---|
| Christmas Club | 0.05% | 0.05% | – | |
| Select Money Market | Balances under $10,000 – 0.15%; Balances of $10,000 – $49,999.99 – 0.20%; Balances of $50,000 – $99,999 – 0.25%; Balances of $100,000 or more – 0.30% | Balances under $10,000 – 0.15%; Balances of $10,000 – $49,999.99 – 0.20%; Balances of $50,000 – $99,999 – 0.25%; Balances of $100,000 or more – 0.30% | – | |
| Statement Savings | Balances under $9,000.00 – 0.05%; Balances of $9,000 – $24,999.99 – 0.10%; Balances of $25,000 or more – 0.15% | Balances under $9,000.00 – 0.05%; Balances of $9,000 – $24,999.99 – 0.10%; Balances of $25,000 or more – 0.15% | – | |
| Health Savings Account | Balances under $2,500 – 0.20%; Balances of $2,500 – $4,999.99 – 0.35%; Balances of $5,000 or more – 0.45% | Balances under $2,500 – 0.20%; Balances of $2,500 – $4,999.99 – 0.35%; Balances of $5,000 or more – 0.45% | – |
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
As of 11/5/2025
| Product* | APY | Interest Rate | Minimum Balance | Open Account |
|---|---|---|---|---|
| 3-Month CD | 0.75% | 0.75% | $500 | |
| 6-Month CD | 1.00% | 1.00% | $500 | |
| 7-Month CD Special | 4.00% | 3.94% | $1000 | |
| 9-Month CD | 1.00% | 1.00% | $500 |
Compounded & credited quarterly. Automatic renewal for same term. 7 day grace period for deposits or withdrawals after the maturity date. Penalty for early withdrawal.
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
As of 11/5/2025
| Product | APY | Interest Rate | Minimum Balance | Open Account |
|---|---|---|---|---|
| 12-Month CD | 1.15% | 1.15% | $500 | |
| 13-Month CD Special | 3.75% | 3.70% | $1000 | |
| 18-Month CD** | 1.20% | 1.20% | $500 | |
| 24-Month CD | 1.25% | 1.25% | $500 | |
| 36-Month CD | 1.35% | 1.35% | $500 | |
| 48-Month CD | 1.45% | 1.45% | $500 | |
| 60-Month CD | 1.56% | 1.55% | $500 |
**Renewal Term is 18 months for the 18 Month CD.
As of 11/5/2025
| Product | APY | Interest Rate | Minimum Balance |
|---|---|---|---|
| DirectSave | 1.51% | 1.50% | $25 |
Compounded & credited monthly. Must set up ACH transfer of at least $25 per month from a checking account or outside savings account at account opening. Automatic renewal. 7 day grace period. Penalty for early withdrawal.
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.
As of 11/5/2025
| APY | Interest Rate | Minimum Deposit |
|---|---|---|
| 1.00% | 1.00% | $500 |
*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.