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Auto & Recreational

Auto and Motorcycle Loans

Our Auto and Motorcycle Loan can help you purchase a new or used vehicle.

As of 05/09/2025

YearMinimum Loan AmountMax MonthsInterest RateAPRPayments
NEW (2025-2024)$30,000846.45%6.758%449.24
2024, 2023, 2022$30,000846.75%7.059%453.65
2021, 2020$5,000726.75%8.840%89.73
2019 – 2015$5,000607.25%9.733%105.58

APR (Annual Percentage Rate) is based on the minimum loan amount with 0% down payment, loan processing fee of $300. New cars are defined as never been titled. Minimum FICO credit score of 700; minimum loan amount $5,000; and subject to credit and underwriting approval. Other fees and restrictions may apply. Other terms available, see a loan officer for more details. 

Campers and Side-by-Side

This loan can help make your side-by-side (SxS) or pull behind camper dreams come true.

As of 05/09/2025

YearMinimum Loan AmountMonthsInterest RateAPRPayments
NEW (2025-2024$2,500607.05%11.920%$55.51
2024,2023,2022$2,500607.25%12.134%$55.78
2021 & 2020$2,500607.50%12.394%$56.11
2019$2,500607.75%12.653%$56.44

APR (Annual Percentage Rate)is based on $2,500 loan with 0% down payment, loan processing fee of $300. New campers and side-by-sides are defined as never been titled. Minimum FICO credit score of 720; minimum loan amount $2,500; and subject to credit and underwriting approval. Other fees and restrictions may apply. Other terms available, see a loan officer for more details. 

Home & Land

Home Equity Line of Credit (HELOC)

As of 5/21/2025

Interest RateAPRMargin
6.35%6.35%Prime + 1%

Home Equity Line of Credit has a variable rate feature. During the 12-month introductory period the Annual Percentage Rate (APR) is locked and will not increase. After the promotional period, the APR is variable and will be based on the Wall Street Journal Prime (index) and 1.00% margin. The maximum APR is 12%. There is a 120-month draw period where advances may be taken. Your minimum payment in the draw period will be the accrued interest for the month. After the draw period, advances are no longer permitted (repayment period). Repayment of the outstanding balance must be paid no later than the next 120-months. Loan is subject to credit underwriting. Minimum FICO Score of 700; late fees apply. Maximum CLTV up to 89% with FMB holding the 1st mortgage. Property insurance is required, and flood insurance may be required (if applicable). Consult a tax advisor regarding deductibility of interest. All loans are subject to credit review and approval. Certain fees and restrictions may apply. Owner-occupied properties only. Offer subject to change without notice.

Home Improvement Loan

As of 5/21/2025

YearsInterest RateAPRMonthsPayments
108.50%9.116%120$619.93

APR (Annual Percentage Rate) is based on a $50,000.00 loan amount, single family residence and a 700 FICO. Maximum LTV is 89%. Taxes and insurance are required but not included in payment amounts above. Subject to credit and underwriting approval. Other fees and restrictions may apply. Contact a Loan Originator for details.

Vacant Land Loan

As of 5/21/2025

YearsInterest RateAPRMonthsPayments
109.99%12.204%120$194.14

APR (Annual Percentage Rate) is based on $15,000.00 loan amount with 20% down payment and a 700 FICO. Taxes are required to be escrowed but not included in payment amounts above. Subject to credit and underwriting approval. Other fees and restrictions may apply. Contact a Loan Originator for details.

Personal

Personal

Have a project on your to-do list or need to pay for tuition? A personal loan may be perfect for you.

As of 05/09/2025

Min LoanMax LoanMonthsInterest RateAPRPayments
$2,500$15,000249.05%9.713%$690.19
$2,500$15,000369.99%10.448%$487.17
$5,000$15,0004810.75%11.105%$388.45
$7,500$15,0006011.25%11.544%330.22

The APR (Annual Percentage Rate) is based on a $15,000.00 loan. All rates are based on a 700 FICO, a maximum DTI of 35% and there is a loan processing fee is $100. Subject to credit and underwriting approval. Other fees and restrictions may apply. Contact a Loan Originator for details.

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