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*APR (Annual Percentage Rate) based on $127,500 loan amount with 20% down payment. Monthly payment for principal and interest for 360 months is $763.61. Homeowner insurance will be required. Insurance and taxes are additional. Advertised current rate as of 12/19/2025 and may change without notice. Minimum down payment is 5%. Private Mortgage Insurance (PMI) will be required for loans with less than 20% down payment. The maximum loan amount is $832,750. Subject to credit approval and minimum FICO score of 700; maximum debt-to-income ratio of 40%; and underwriting guidelines of First Mutual Bank. Other restrictions may apply. Contact a Mortgage Loan Originator for full details. Owner-occupied properties only. NMLS# 1805397.