Business Certificates of Deposit

Business certificates of deposit are designed to make investing easy, flexible and secure. 

Jump to a section:

Business Short-Term CDs*

Interested in short-term investing? From 3 to 9 months, these CDs mature within a year.

  • Minimum deposit: $500
  • 3-Month CD
  • 3-Month CD Special⁺
  • 6-Month CD
  • 6-Month CD Special⁺
  • 9-Month CD
  • 9-Month CD Special*

Use our calculator to see how investing in a CD can grow your business’s money.

As of 6/14/2025

Product*APYInterest RateMinimum BalanceOpen Online
3-Month CD0.75%0.75%$500

Open

6-Month CD1.00%1.00%$500

Open

9-Month CD1.00%1.00%$500

Open

Compounded & credited quarterly. Automatic renewal for same term. 7 day grace period for deposits or withdrawals after the maturity date. Penalty for early withdrawal.

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. 

*$500 Minimum deposit to open. Early withdrawal penalties may apply.

Business Long-Term CDs

The longer you invest your money, the more it grows! 

  • Minimum deposit: $500
  • 1-Year CD
  • 13-Month CD Special⁺
  • 18-Month CD **
  • 2-Year CD
  • 24-Month CD Special⁺
  • 3-Year CD
  • 36-Month CD Special⁺
  • 4-Year CD
  • 48-Month CD Special⁺
  • 5-Year CD

Use our calculator to see how investing in a business CD can grow your money.

As of 6/14/2025

ProductAPYInterest RateMinimum BalanceOpen Online
12-Month CD1.15%1.15%$500

Open

18-Month CD**1.20%1.20%$500

Open

24-Month CD1.25%1.25%$500

Open

36-Month CD1.35%1.35%$500

Open

48-Month CD1.45%1.45%$500

Open

60-Month CD1.56%1.55%$500

Open

**Renewal Term is 18 months for the 18 Month CD.

*$500 Minimum deposit to open. Early withdrawal penalties may apply.
**Renewal Term is 18 months for the 18-Month CD.

Business Banking, the Digital Way

Access your business accounts from anywhere, any time thanks to our Online and Mobile Banking. It’s convenient and secure. Get to know what’s new — we think you’ll like it.

See What’s New 

All Your Banking in One Place

We offer services to support your business, and you.

Find the Business Checking Account That Fits Your Needs

From simple to complex, our Business Checking Accounts have something for businesses of all sizes. It’s the first step in setting up your business finances.
Explore Checking 

Get Ready to Grow Your Business

When you need funds to buy new equipment, hire more staff or expand your offerings, we’re here. With various lending options, you’ll find the loan that best fits your needs.
Meet with a Banker 

Business Knowledge Hub

Get financial insights, education and advice to help you run your business. 

Managing Your Inventory

Selling products or goods to customers is the reason many companies are in business. To be successful, that means you must have the products on hand for them to purchase.…
View Resource

Recordkeeping Basics

Keeping your records up-to-date, in a safe place and for the required legal period is tedious, but essential for your small business. Whether you store them in a shoebox in…
View Resource

Valuing Your Business

At a certain point, every businessperson needs to know what his company is worth. While it might sound simple, accurate business valuation is quite complex. No prospective buyer is going…
View Resource

Money Management

Hanging onto your money and handling it competently is a challenge from the time you are a youngster getting an allowance to when you become a small business owner. For…
View Resource

Laws and Local Ordinances That Impact Your Business

Zoning laws play a major role in where you set up and conduct your business. Being aware of what is in force in your area will save you money and…
View Resource

Providing Great Customer Service

Your customers are the foundation of your business success. You stay profitable by selling. That means engaging with customers and building trust and loyalty. To make a solid relationship happen,…
View Resource

Creating a Business Plan

The decision to create a business plan is an important one, whether you are starting a new business or growing an established one. A solid business plan is fundamental to…
View Resource