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You’ll find a wide selection of mortgage loans that are nearly as diverse and unique as the customers who rely on them.
This type of loan offers interest rates that fluctuate, or vary, with current market conditions throughout the loan’s lifetime.
An adjustable-rate mortgage can be your best avenue for optimal savings. It depends on the current interest rate, your home’s total cost and how you feel about a rate that will change.
If you don’t plan to stay in your home for a long time, you’ll want to consider an adjustable rate loan when rates will be lower in the beginning.
A loan dedicated to helping our hometown heroes buy their dream home.
Our Community Champions Loan is a loan program for: firefighters, emergency medical technicians, paramedics, nurses, police officers, teachers and military including: active, retired, veterans and National Guard Members who make a difference in our communities every day. We can help our community heroes make the dream of homeownership a reality.
Our Community Champions Program is dedicated to helping our hometown heroes buy their dream home, with benefits like 100% financing available with no PMI, and more!
Save on mortgage costs by only paying the interest until your construction period is complete.
If you’re looking to build your new home, our Construction to Permanent Loans help you save on mortgage costs. While your home is in construction, you pay only the interest on your mortgage until your construction period is complete.
Then your mortgage converts to a fixed or adjustable rate loan. It’s never been easier to finance a home from building it to living in it.
Medical doctors, dentists, podiatrists, ophthalmologists and veterinarians can take advantage of special lending terms.
If you’re a medical doctor, resident, dentist, podiatrist, ophthalmologist or veterinarian, a Doctor and Resident Loan may be for you. We offer these loans with special mortgage financing terms to help make financing that dream home an easy procedure.
Enjoy special rates and up to 100% financing. Your student loan payments may be excluded from your debt-to-income calculation, making it easier to qualify for your loan.
Enables affordable housing opportunities for borrowers with low-to-moderate income.
*Area Median Income data source is Fannie Mae.
The Fannie Mae HomeReady® Loan program offers fixed-rate mortgage loans designed to make home ownership more accessible for more people. Created to meet the needs of borrowers with low-to-moderate income, HomeReady™ offers affordable financing with flexible terms.
Wide range of down payment and closing cost funding sources accepted including gifts, grants, cash-on-hand and Fannie Mae Community Seconds.
First home? You’ll want to look at the first-time homebuyer mortgage.
Since 1934, the Federal Housing Administration (FHA) has been helping people become homeowners by insuring the loan so your lender can ultimately offer you a better deal. Benefits include low down payments, low closing costs and easy credit qualifying.
FHA loans offer competitive terms and require a down payment of just 3.5% on one to four unit properties.
Gives you the peace of mind that comes with a consistent, stable interest rate.
The main value of a fixed-rate mortgage is its interest rate doesn’t change. If interest rates are low, and your credit score is optimal, a fixed rate mortgage could lock in the best rate possible for the duration of your mortgage.
This cost effective loan gives you the funds you need for your dream renovations.
It’s never been easier to finance and renovate at the same time! Our home improvement loan offers you quick access to cash with competitive rates so you can tackle those renovations while increasing the equity of your home.
A jumbo loan gives you special terms when you finance more than $766,550.
A jumbo loan lets you take out a larger amount than a traditional mortgage would allow. We’re proud to offer competitive rates to ensure you get the house of your dreams.
Buy your lot now and build later with the Lot Loan Program.
Our Lot Loan Program can help you purchase the land you want now, with the freedom to start building your dream home at a later date. Use this fixed-rate loan to buy up to 5 acres of land without the financial burden of simultaneously paying for construction costs.
Looking to refinance your current home mortgage? Refinancing options are available.
When you refinance your home, you replace your current mortgage with a new, more favorable one. There are many reasons why refinancing your mortgage could be a good idea, like taking advantage of lower interest rates. You can also leverage your financial position if it’s greatly improved since you were approved for your initial mortgage.
If you have equity in your home, you may be able to take out a new mortgage for more than what you owe, so you can use the extra cash for other expenses. Refinancing could also eliminate your private mortgage insurance (PMI) payments.
Other reasons are to avoid a balloon payment or refinance an adjustable-rate mortgage to a fixed term.
If you’re buying a home in a rural area, qualified buyers can finance 100% of their home’s costs.
Looking to purchase a single-family home or condo in a rural area? A USDA Rural Housing Loan may be for you. These loans are designed for individuals to get a low mortgage interest rate and qualified borrowers can finance 100% of the home’s cost.
*Refer to the USDA Rural Development website for more information on dedicated rural areas and income limits: www.USDA.gov. Loan is subject to standard USDA underwriting guidelines. Loan is subject to credit approval, other restrictions may apply. An appraisal and homeowners insurance are required.
Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process.
Get financial insights, facts and homebuying advice.